Meet The Team

At Mortgage Evolution, we'll be by your side every step of the way. We are knowledgeable about the mortgage industry and compassionate about our clients. We want you to feel at ease along the way and thrilled at the finish line. We hope to get the opportunity to show you just that.

Meet The Team
Dan Florence
Branch Manager | Mortgage Consultant
You deserve an experienced advocate who puts your plans, needs, and goals at the center of it all. You are a big deal in our world and we have worked hard to become the best lender you could call upon.
More About Dan Florence
"Dan and his team made us feel like we were their number one priority at all times. I truly appreciate working with genuine people who care. It’s not about having another customer with them. It’s about building relationships and sincerely helping people with their goals."
Joseph Arent
Branch Manager | Sr. Mortgage Consultant
I am here to tell you that the dream of owning your own home, is 100% in reach. Whether you are a first time owner, ready to move, or simply refinance, I've got your back. You are not on your own. I am here every step of the way.
More About Joseph Arent
"Joe is very helpful, and ensures his clients are well informed every step of the way. He goes above and beyond expectations."
Angela Florence
Branch Manager | Client Relations
I’m here to learn where you are, where you want to be and explain the steps needed to get you there. I love what I do! There are never silly questions and my experience in mortgage lending since 1997 helps me explain all things one should learn and consider when buying a home or refinancing in plain language. You’re always welcome to ask as many questions as you need, to have a complete understanding to make a well-informed decision. My cell and email are open to you seven days a week.
More About Angela Florence
"From the very first day I spoke to Angela to the day we got our keys the team was amazing."
Nicholas Hook
Senior Mortgage Consultant
Nic has over 14 years in the mortgage business specializing in purchase, refinance, VA and FHA. He grew up in Auburn, CA and started out in San Francisco working in the financial district, but has been back home in the Roseville area for over 10 years.
More About Nicholas Hook
"Nic was available when we needed answers to our questions. We rarely had to leave a voicemail, but when we did he promptly returned the call. He made it a priority to keep us in the loop via emails and even a text now and then."
Stephanie Brennan
Mortgage Consultant
I am your guide to navigate the mortgage process- getting a mortgage should not be hard! Have you ever thought of your mortgage as being strategic with your retirement planning? My number 1 goal is helping people build wealth through real estate. When your transaction closes our relationship is just beginning- we will connect to review your goals and discover how your mortgage fits in long-term. I am here to help with one of their biggest financial decisions a person can make. As a Client Relationship Manger for Joe’s ME team I assist with client communications and ensuring that you have the best possible experience working with our team.
Se Habla Español.
More About Stephanie Brennan
"Great experience. Answers all your questions. Always available to explain any concerns you may have in both languages English and Spanish."
Jim Redin
Senior Mortgage Consultant
Jim has helped hundreds of families purchasing and refinancing their homes. The majority of his business comes from repeat clients, client referrals, and realtor referrals. The mortgage industry has changed over the years and Jim has the experience and knowledge to guide you through the loan process.
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Quynh Toan
Compliance | Processing Lead
I’m “Quinn”, your Transaction Coordinator, and I’m here to make sure your mortgage loan is on schedule and moving nicely through the milestones. I’ve been working with Dan and Angela since 2015 and we hold ourselves to extremely high standards to ensure a smooth home purchase or refinance experience for our clients.
More About Quynh Toan
"Always a pleasure working with the Mortgage Evolution team. Dan, Angela, and Quynh are the best!! Honest, great communication and on time, important aspects when working with a lender. Will continue to work with them in the future."
Binh Morrow
Loan Processor
I am thrilled and excited to be a member of Mortgage Evolution team as a loan processor. Before joining this company, I was working in the financial industry for more than 13 years.
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Nick Florence
Administrative Assistant
I support Dan, Quynh, and Angela with various tasks that allow them to keep their focus on being available for our clients and the more complex parts of their duties. I’m not yet a home owner but I have learned so much about finance and home ownership since entering mortgage in 2016.
More About Nick Florence