Meet The Team

At Mortgage Evolution, we'll be by your side every step of the way. We are knowledgeable about the mortgage industry and compassionate about our clients. We want you to feel at ease along the way and thrilled at the finish line. We hope to get the opportunity to show you just that.

Meet The Team
Joseph Arent
President | Sr. Mortgage Consultant
I am here to tell you that the dream of owning your own home, is 100% in reach. Whether you are a first time owner, ready to move, or simply refinance, I've got your back. You are not on your own. I am here every step of the way.
More About Joseph Arent
"It is very difficult to describe in words, the experience that I had with Joe and his team as it simply will not convey my level of satisfaction that they deserve. Joe's level of professionalism, knowledge and support was truly second to none. I was kept thoroughly informed of every step in the process along the way and was provided impartial guidance to my several questions throughout the process. You owe it to yourself to give Joe an opportunity to provide you with his services."
Nicholas Hook
Senior Mortgage Consultant
Nic has over 14 years in the mortgage business specializing in purchase, refinance, VA and FHA. He grew up in Auburn, CA and started out in San Francisco working in the financial district, but has been back home in the Roseville area for over 10 years.
More About Nicholas Hook
"Nic was available when we needed answers to our questions. We rarely had to leave a voicemail, but when we did he promptly returned the call. He made it a priority to keep us in the loop via emails and even a text now and then."