Jim has helped hundreds of families purchasing and refinancing their homes. The majority of his business comes from repeat clients, client referrals, and realtor referrals. The mortgage industry has changed over the years and Jim has the experience and knowledge to guide you through the loan process. His attention to detail is second to none. Always having the client come first is what drives him to deliver the best experience for home buyers. Jim has a BA from UC Santa Barbara and lives in Granite Bay with his wife Sarah and 2 boys, Kingston and Wyatt . It is an honor to help families buy a home. He looks forward to helping you with your home buying and refinance needs.