Nicholas Hook

Senior Mortgage Consultant

NMLS 236200
Nicholas Hook

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional. With over 14 years in the mortgage business specializing in purchase, refinance, VA and FHA.  Nic grew up in Auburn, CA and started out in San Francisco working in the financial district.  He has moved all over the state and has been back home in the Roseville area for over 10 years.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. Look forward to walking you through the process and helping you accomplish your ultimate goal!


Nic was extremely knowledgeable and made the refi process simple and painless from start to finish! I highly recommend using him and his team for any loan needs!

Ryan M. | Lincoln, CA

Nic was straightforward and communicative throughout the entire process. He patiently listened to any concerns I had and was always willing to answer every question I asked, even if was being asked for the third time. Things were completed on time or early and I was never out of the loop. Nic and his team will be my go-to people for all my lender needs. I felt safe and secure while going through the purchase of my first home while getting the best deal for my family. You can’t go wrong!

Miranda R. | Sacramento, CA

Nic was great at explaining all the processes and requirements for my VA loan throughout every step of the way. Excellent communication and responded to my questions and concerns in a timely manner.

Steven N. | Roseville, CA

Nic has one of the most difficult jobs one can imagine as a liaison between the customer and the underwriters whose demands can seem invasive and unreasonable. Nic was able to show empathy and patience yet also a sense of urgency in working with us get the information needed to the underwriters. Nic's communication and follow-up on all issues was tremendous. I would strongly recommend him to anyone seeking a mortgage broker.

William T. | Roseville, CA

Nic is awesome! He's very responsive, trustworthy, work ethic is unbelievable. If you can think it, he'll get it done! Got the best loan terms and more. Please pleaseplease do yourself a favor and contact him for all your mortgage needs. He will be able to get you the best conditions.

Mey S. | Elk Grove CA

Nic was efficient in his process, an expert in his knowledge, professional in all our dealings and communication, comforting throughout the vicissitudes of borrowing and he is highly competent at his job. I will continue to refer everyone to Nic who asks my opinion on what company to go to for their home financing needs - wherever he might be. Take care of him, he’s a rare commodity in today’s workforce.

Ian B. | Auburn, CA

He communicated everything so well, early too so I had time to prepare. I have never had a loan experience as positive as this one. I don't see using anyone else, and will refer everyone I know to him.

Steve W. | Rocklin, CA

Nic was very helpful and informative as well as being very personable. He answered our questions promptly and knowledgeably. We hadn't been involved in any mortgage activity for decades, so it was great to have someone who was so well informed, and who was really interested in our concerns, to help us. Debbie O'Dell was also very competent and helpful.

wright0 | CA